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Explore critical developments in the Indian economy and polity as of November 29, 2023. This comprehensive analysis delves into the Reserve Bank of India's latest directive to increase risk weights for unsecured personal loans and credit card lending. We examine the implications of this move on capital adequacy and bank profitability, alongside its impact on consumer credit trends. Additionally, we shed light on the contentious issue of electoral bonds in India, discussing the ongoing battle for transparency in political donations. The concerns and arguments raised regarding the need for disclosure of electoral bonds are analyzed, highlighting the fundamental need for electoral justice in a democratic setup like India. This article offers in-depth insights into the intersections of financial regulation, banking practices, and political transparency in India.